Does Kaiser Permanente have drug and alcohol rehab coverage?
What Coverage Levels And Plans Does Kaiser Permanente Offer?
Depending on the Kaiser insurance plan you have, the costs of Kaiser Permanente’s addiction treatment programs may be fully or partially covered. Kaiser Permanente provides three basic categories of health insurance: family and individual plans, Medicare plans, and group or employer-based plans. States and regions may have different plans.
Group: Kaiser Permanente offers the following group plans:
Traditional or deductible plans: There is usually a yearly cap for out-of-pocket expenses, and fees may be paid by the plan participant up until deductibles are satisfied. Copays could be needed.
Plans from Preferred Provider Organizations (PPOs):
It is advised for people who want to use non-network providers. When non-preferred doctors are employed, coverage can be kept at a higher cost, while in-network coverage is less expensive.
Point-of-Service Plans: Individuals can choose to pay more for out-of-network providers or utilize in-network and network-contracted services instead.
Out-of-Area Plans: Without a referral, those who don’t live in a Kaiser-served area can get medical care. A deductible or cost-sharing requirement may apply to other facilities, whereas preventative care is frequently covered.
Consumer-Directed Health Plans: There are other choices, including flexible savings accounts and health reimbursement accounts.
Individual: There are four types of individual plans: Gold, Silver, Bronze, and Platinum. The following sorts of plans are typically offered:
Deductible plans: Up until the deductible is paid, facilities are offered for a cost. There is also a copay for many services. There may be full coverage for preventative services.
Copay plans: Although there is a charge for office visits and services given, preventative services are covered and do not have a deductible amount.
(HSA) – Health Savings Account plans: All expenses must be paid out of pocket up until the deductible is met with these plans, which have a combined pharmacy and medical cost deductible.
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