Does Cigna have drug and alcohol rehab coverage?
What Coverage Levels And Plans Does Cigna Offer?
The features of the various types of Cigna health insurance may change depending on your:
- Employer (if you acquired insurance through your employer) The State where you live.
- Requisites for receiving state- or federal-funded healthcare. Typically, healthcare provided by the government includes:
- Medicaid, which often covers those with modest incomes.
- Medicare, a program primarily for the elderly or those with specific medical issues.
- Choosing a plan through the marketplace established by the Affordable Care Act (ACA) (rather than your employer).
What kind of insurance coverage does Cigna provide then? The primary categories of Cigna’s health insurance plans are as follows:
HMO: Health Maintenance Organization
People who are okay with having only a small selection of Cigna network providers available to them should consider an HMO plan. HMO plans pay for care delivered by medical professionals and facilities that have direct contracts with the insurance provider.
EPO- Exclusive Provider Organization:
When choosing a doctor or healthcare facility, patients with EPO plans have more freedom. However, some services that are rendered outside of the network may not be covered by Cigna.
PPO- Preferred provider organization:
Patients with a PPO plan have access to a greater variety of healthcare providers. Even still, paying more out of pocket when seeking treatment outside of the network is common.
Cigna also offers two additional choices:
LocalPlus:
With this plan, consumers can access healthcare services from a small network at a reasonable cost. You can either include out-of-network services in your plan or simply include network services (for an additional cost).
OAP- Open access plan:
An OAP plan has a bigger provider network despite being similar to a PPO plan. OAP plans also let you travel outside the network by paying an extra fee.
Cigna Insurance in all States
Sorry, no posts matched your criteria.
The latest news from Cigna
Sorry, no posts matched your criteria.
Instantly find your coverage information
We'll be able to tell you if your insurance provider is in network with the preferred treatment facility of your choice.
- Dual-diagnosis treatment centers.
- Personalized treatment plans.
- Financial options available.
- Financial options available.
Spend less than 5 minutes to learn more about your — or your loved one's — potential addiction severity through our substance abuse assessment.
Take Self Assessment